Thank you for visiting Savage Creative. This Privacy Policy explains our online information practices and the choices you can make about information collected through our websites, , services, affiliate links, and other offerings (each a “Site” or collectively, the “Sites”). For certain offerings on our Sites, there may be additional notices about our information practices and choices. Please read those additional privacy disclosures to understand how they apply to you. Our Privacy Policy is designed to provide transparency into our privacy practices and principles. You can learn about our affiliates by visiting the affiliates’ page.
TABLE OF CONTENTS
• INFORMATION WE COLLECT• HOW WE USE THE INFORMATION• INFORMATION SHARING AND DISCLOSURE• YOUR CHOICES AND CONTROLS• COOKIES AND OTHER TECHNICAL INFORMATION• INFORMATION SECURITY• HOW YOU CAN ACCESS OR CORRECT INFORMATION• ADDITIONAL INFORMATION REGARDING CHILDREN’S PRIVACY• INTERNATIONAL TRANSFER• NOTIFICATION REGARDING PRIVACY POLICY UPDATES• HOW TO CONTACT US• CALIFORNIA AND CCPA PRIVACY RIGHTS AND DISCLOSURES• AFFILIATES (Please visit the affiliates’ page to review our list of affiliates)
INFORMATION WE COLLECT
We may collect different types of information during your interactions with our Sites and through our advertising and media across the Internet and mobile apps. This information may include personal information (e.g., name, phone number, postal address, email address, and certain payment information), technical information (e.g., device identifier, IP address, browser type, operating system) and usage information (e.g., how you use and navigate to and from our Sites, and information about content or advertisements you have been shown or have clicked on). We may combine these types of information together, and collectively refer to all of this information in this Privacy Policy as “Information.” Information may be collected as described below and through the use of cookies, web beacons, pixels, and other similar technologies by us or by other companies on our behalf. Below we describe the types of Information we may collect:Registration, account, and sign-up information. We may collect Information in the course of your use of, or registration with, our Sites. For example, when you sign up for a newsletter or sign-up for a product or service with one of our affiliates, you may provide us with certain personal information. This type of personal information may include name, phone number, postal address, fax number, email address, or certain payment information (e.g., credit card and billing information). We may also collect Information about your interest in and use of various products, programs, services, and content available on or through our Sites. Other information you provide. When you interact with our Sites, you may share other information about yourself by, for example, publishing and sharing the information with the Site’s website or in the Site’s community, Sometimes you may also choose to provide more sensitive forms of personal information to us, such as information regarding your physical or mental health, biometric data, race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, or trade union membership. For example, we may collect this type of sensitive information if you participate in surveys, focus groups, or opportunities to test new products, programs, or services. We collect this sensitive information with your consent, if required by law, and we take steps to protect and limit any use of it to the purposes for which it is provided.Information from others; inviting friends. On some of our Sites we may collect Information other people submit about you. For example, a friend might submit Information to invite you to participate in an offering, make recommendations, or share content. By processing these requests, we may receive your Information, including a recipient’s name, postal address, email address, telephone number, or information about your interest in and use of various products, programs, services, and content. Some of our Sites also allow users to invite friends to participate in activities by providing their friends’ contact details or importing contacts from your address book or from other sites.
Information from other sources
We may combine Information we receive online with other information, including usage information from our other Sites and our online advertising and media. We may also supplement or combine Information with information from a variety of other sources or outside records, such as demographic, transaction history, or personal information, and we may use that combined information in accordance with this Privacy Policy. Information you provide through social media. You can engage with some of our content and offerings, such as videos, games, apps, and other offerings on or through third party communities, forums, and social media sites, platforms, services, plug-ins, and applications (“Social Media Sites”). When you link to or interact with our Sites, content, or offerings through Social Media Sites, you may allow us to receive certain Information from your social media account (e.g., name, user ID, email address, profile photo, photos and videos, gender, birthday, location, your list of friends and their contact details, people you follow and/or who follow you, the posts or the ‘likes’ you make). We may also receive Information from your interaction with our content (e.g., content viewed, performance, and information about advertisements you have been shown or have clicked on). By providing this Information or otherwise interacting with our Sites through Social Media Sites, you consent to our use of Information from the Social Media Sites in accordance with this Privacy Policy. For information about how you can customize your privacy settings on Social Media Sites, and how those Social Media Sites handle your personal information and content, please refer to their privacy help guides, privacy policies, and terms of use.
Information you provide through public forums
If you post or share Information or content, such as photos, letters, videos, or comments, while participating in online forums on our Sites, or when you interact with our Sites through Social Media Sites, depending on your privacy settings, this Information or content and your username may become public on the Internet or within a community of users. We cannot prevent further use of this Information once you share it in a publicly available forum. For information about how you can customize your privacy settings on Social Media Sites, and how those Social Media Sites handle your personal information and content, please refer to their privacy help guides, privacy policies, and terms of use.Location information. We may have access to certain Information about your location, such as your country or address, when you provide it either directly or via device information. If you access our Sites on your mobile device, we may collect Information about your device’s precise location. We also may derive a general location from device information (such as an IP address).
Technical and usage information
We also collect certain technical and usage information when you use our Sites, such as the type of device, browser, and operating system you are using, your Internet service provider or mobile carrier, unique device identifier, IDFA or IDFV, MAC address, IP address, device and browser settings, the webpages and apps you use, advertisements you see and interact with, and certain Site usage information. See our Cookies and Other Technical Information section for more information on how we may use these technologies to collect this Information.
HOW WE USE THE INFORMATION
We use Information for the purposes described in this policy or disclosed at the time of collection or with your consent. Providing and marketing products and services. We may use the Information we collect about you through our Sites to fulfill your requests for, and otherwise provide or analyze your use of our products, programs, services and content, to facilitate sharing and other interactions with Social Media Sites, and to provide, develop, maintain, personalize, protect, and improve your experience and our offerings. For example, we use Information we collect to enable you to do things like get information about our products, programs, services, and content, (iv) locate and access personalized information or functionality based on your interests or location or engage with interactive features, activities, and Social Media Sites, (viii) read and post comments, content, and reviews, (ix) fill out surveys or provide feedback, or enter promotions. We may also use Information to offer, market, and advertise products, programs, and services from us and our affiliates, business partners, and select third parties that we believe may be of interest to you.
Communicating with you and others
We may use Information about you to communicate with you, such as (i) to notify you when you win one of our contests or sweepstakes or when we make changes to our policies or user agreements, (ii) to respond to your inquiries and provide you with customer service, (iii) to communicate with you about your purchases or transactions, (iv) to contact you about your account, or (v) to send you information about promotions, offerings, and Site features. You may also choose to receive push notifications from us on your mobile device. If you choose to submit content for publication online or in other forums, we may publish your screen name or username and other Information you have provided to us on our Sites, the Internet, or elsewhere. We use Information that you provide about others to enable us to send them invitations, promotions, or other content on your behalf or through our Sites. From time to time, we also may use this Information to offer, market, or advertise products, programs, or services to them from us and our affiliates, and business partners. Use of technical and usage information. We may use technical and usage information to improve the design, functionality and content of our Sites and to enable us to personalize your experience with our Sites and offerings. For example, we may use this Information (i) to provide, develop, maintain, personalize, protect, and improve our Sites, products, programs, and services and to operate our business, (ii) to perform analytics, including to analyze and report on usage and performance of our Sites, (iii) to protect against, identify, and prevent fraud and other unlawful activity, (iv) to create aggregate data about groups or categories of our users, and (iv) for us and our affiliates, business partners, and select third parties to target, offer, market, or advertise products, programs, or services. Compliance. We may use Information we collect to detect, investigate, and prevent activities on our Sites that may violate our terms of use, could be fraudulent, violate copyright, or other rules or that may be otherwise illegal, to comply with legal requirements, and to protect our rights and the rights and safety of our users and others.
INFORMATION SHARING AND DISCLOSURE
We may share and disclose Information in the following ways or for any other purpose disclosed at the time of collection: With your consent. We may disclose Information when you provide us with your consent to do so. Legal and law enforcement purposes. We may disclose Information in response to legal process, for example in response to a court order or a subpoena, or in response to a law enforcement agency’s request. We also may disclose such Information to third parties: (i) in connection with fraud prevention activities, (ii) where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, (iii) in situations that may involve violations of our terms of use or other rules, (iv) to protect our rights and the rights and safety of others, and (v) as otherwise required by law.Change of control. We may transfer Information in the event of a business transaction, such as if we or one of our business units or our relevant assets are acquired by, sold to, or merged with another company or as part of a bankruptcy proceeding or a business reorganization.
Service providers
Organizations that perform services for us may have access to Information to help carry out the services they are performing for us, such as, but not limited to, creation, maintenance, hosting, and delivery of our Sites, products, and services, conduct marketing, handle payments, email and order fulfillment, administer contests, conduct research and analytics, or customer service.
Affiliates
We may disclose Information to affiliates. For example, we may share Information we collect with our affiliates to provide, improve, offer, market, and otherwise communicate with you about their own products and services. Our products and services may be developed, managed, marketed and sold by a variety of our affiliates. Public recognition may derive from, for example, use of common branding elements, advertising, press, social media reports or other public form of notice. We require the affiliate to protect the Information consistent with this Policy. We may also combine Information that identifies you personally with data that comes from an affiliate that has a different privacy policy. When we do that, our Policy applies to the combined data set. You can learn about our affiliates by visiting the affiliates’ page.
Linked sites
Some of our Sites contain links to other sites, including Social Media Sites, whose information practices may be different from ours. Information you submit to other sites will be governed by the other sites’ privacy policies and terms.
Sponsors and co-promotions
We may sometimes offer content or programs that are sponsored by or co-branded with identified third parties. By virtue of these relationships, the sponsoring or co-branding parties may collect or obtain Information from visitors that participate in the activity. We have no control over these sponsoring or co-branding parties’ use of this Information. We encourage you to visit the privacy policy of any such sponsoring or co-branding party to learn about their data practices prior to providing Information through sponsored or co-branded content or programs.
Advertising networks
We may share certain information with parties to provide advertising to you based on your interests. For more information, please see our Ad Choices section below.
YOUR CHOICES AND CONTROLS
Marketing communications and sharing with third parties. We provide you with an opportunity to express your preferences with respect to receiving certain marketing communications from us, and our sharing of personal information with affiliated third parties for their direct marketing purposes. If you ever decide in the future that you would like to update these preferences, you may send us an email at hoot@owl-insurance.com or alternatively if you would like to stop recieving communication from us via email, follow the “unsubscribe” instructions provided in any marketing email you receive from us. For California residents, please see below for additional information on the choices we provide to you.
Ad Choices
On our own or working with affiliates or third parties, we may present advertisements and engage in data collection, reporting, ad delivery and response measurement, and site analytics on our Sites and on third party websites across the Internet and applications over time. We, our affiliates, or third parties may use cookies, web beacons, pixels, software development kits (“SDKs”) or similar technologies to collect information across websites, services, and apps over time to perform this activity. We, our affiliates, or third parties may use and transfer this information in order to help serve advertising that may be more relevant to your interests on and off our Sites and across your devices and browsers. This type of advertising is known as interest-based advertising. We, our affiliates, or third parties may also use this information to associate your different browsers and devices together for interest-based advertising and for other purposes like research, analytics, internal operations, fraud prevention, and enhancing consumer experiences. For more information about interest-based advertising on your desktop or mobile browser, and to opt out of this type of advertising by third parties that participate in self-regulatory programs, please visit the Network Advertising Initiative website and/or the Digital Advertising Alliance (“DAA”) Self-Regulatory Program for Online Behavioral Advertising website.
To learn more about interest-based advertising in mobile apps and to opt out of this type of advertising by third parties that participate in the DAA’s AppChoices tool, please use this link to download the version of AppChoices for your device. Please note that any opt-out choice you exercise through these programs will apply to interest-based advertising by the third parties you select, but will still allow the collection of data for other purposes, including research, analytics, and internal operations. You may continue to receive advertising, but that advertising may be less relevant to your interests.To opt out of our own collection, use, and transfer of data as described above for interest-based advertising, please do so in writing at the address listed at the bottom of this page.
Please note that if you opt out, we will continue to collect data for other purposes, including research, analytics, and internal operations. You may continue to receive advertising on our Sites based on your activities on our Sites.You may have more options depending on your mobile device and operating system. For example, most device operating systems (e.g., iOS for Apple phones, Android for Android devices, and Windows for Microsoft devices) provide their own instructions on how to limit or prevent the delivery of tailored in-application advertisements. You may review the support materials and/or the privacy settings for the respective operating systems to learn more about these features and how they apply to tailored in-app advertisements.Precise location information. To disable the collection of precise location information from your mobile device through our mobile apps, you can access your mobile device settings and choose to limit that collection.
See also our Cookies and Other Technical Information section for more choices about managing other technical and usage information.
COOKIES AND OTHER TECHNICAL INFORMATION
Cookies and other technologies.
We, and our affiliates, vendors, and business partners may send “cookies” to your computer or use similar technologies to understand and enhance your online experience at our Site and through our advertising and media across the Internet and mobile apps. Cookies are small text files placed in your browser. We may also use pixels or “web beacons” that monitor your use of our Sites. Web beacons are small strings of code that provide a method for delivering a graphic image on a webpage for the purpose of transferring data, such as the IP address of the computer that downloaded the page on which the web beacon appears, the URL of the page on which the web beacon appears, the time the page containing the web beacon was viewed, the type of browser that fetched the web beacon, and the identification number of any cookie on the computer previously placed by that server. We may also integrate SDKs into our applications to perform similar functions as cookies and web beacons. For example, SDKs may collect technical and usage information such as mobile device identifiers and your interactions with the Site and other mobile apps. We may use cookies and other technologies to help recognize your browser or device, maintain your preferences, provide certain Site features, and collect Information about interactions with our Sites, our content, and our communications. For example, when corresponding with you via HTML capable email, web beacons and other technologies let us know about your activity, including whether you received and opened our email, clicked through a link, or otherwise interacted with our content, and this information may be associated with Information previously collected.
We may also use cookies and other technologies (i) to provide, develop, maintain, personalize, protect, and improve our Sites, products, programs, and services and to operate our business, (ii) to perform analytics, including to analyze and report on usage and performance of our Sites and marketing materials, (iii) to protect against, identify, and prevent fraud and other unlawful activity, (iv) to create aggregate data about groups or categories of our users, (v) to synchronize users across devices, affiliates, business partners, and select third parties, and (vi) for us and our affiliates, business partners, and select third parties to target, offer, market, or advertise products, programs, or services. Cookies and other technologies also facilitate, manage, and measure the performance of advertisements displayed on or delivered by or through us and/or other networks or sites. By visiting the Site, whether as a registered user or otherwise, you acknowledge, and agree that you are giving us your consent to track your activities and your use of the Site through the technologies described above, as well as similar technologies developed in the future, and that we may use such tracking technologies in the emails we send to you.
Managing cookies and other technologies.
Cookies can either be persistent (i.e., they remain on your computer until you delete them) or temporary (i.e., they last only until you close your browser).
Check your browser settings to learn how to delete cookies.
You may adjust your browser to reject cookies from us or from any other website. Controlling cookies via browser controls may not limit our use of other technologies. Please consult your browser’s settings for more information. However, blocking cookies or similar technology might prevent you from accessing some of our content or Site features.S
Some of our Sites may use locally stored objects (“LSOs”) to provide certain content, such as video on demand, video clips, or animation, and a better user experience. Adobe’s Flash player and similar applications use this technology to remember settings, preferences, and usage similar to browser cookies. Flash cookies are not managed through your web browser, but you can access your Flash management tools by visiting Adobe’s web site. Your browser may also offer other tools to delete or reject other LSOs; please check your browser’s settings or help menu for more information.Some of our sites may use Google Analytics to analyze traffic. You can find out more information about Google Analytics cookies by visiting the following location provided: https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage. To opt out of Google Analytics relating to your use of our Sites, you can download and install the Browser Plugin available by visiting the following location provided: https://tools.google.com/dlpage/gaoptout?hl=en. Some Sites may feature Nielsen proprietary measurement software, which will allow users to contribute to market research, such as Nielsen TV Ratings. To learn more about the information that Nielsen software may collect and your choices, please see the Nielsen Digital Measurement Privacy Policy by visiting the following location provided: https://www.nielsen.com/us/en/legal/privacy-statement/digital-measurement/We do not currently take actions to respond to Do Not Track signals because a uniform technological standard has not yet been developed. We continue to review new technologies and may adopt a standard once one is created.See the Your Choices and Controls section to learn how to control data collection for certain purposes.
INFORMATION SECURITY
We have put in place reasonable controls designed to help safeguard the personal information we collect via the Sites. However, no security measures are perfect, and we cannot assure you that personal information that we collect will never be accessed or used in an unauthorized way.
HOW YOU CAN ACCESS OR CORRECT INFORMATION
To access personal information that we have collected about you online from Sites on which this Privacy Policy is posted, or to update your user profile, please log into your account if you have created one with us, or send an email to hoot@insurance-owl.com. For California residents, please see below for additional information on accessing information about you.
ADDITIONAL INFORMATION REGARDING CHILDREN’S PRIVACY
On most Sites, we do not knowingly collect information from children. On some Sites, we may ask the user to provide us with the user’s age information. If the person indicates that he or she is under 13 years old, as permitted by law, we will (i) collect no or limited personal information (e.g. persistent identifier and/or email address only) from that individual, (ii) inform the child that a parent’s verifiable consent is required, and/or (iii) collect the email address of the user’s parent in addition to the user’s email address. We may use the parent’s email address to seek the parent’s verifiable consent or notify the parent of his/her child’s online activities and enable the parent to unsubscribe his/her child from a newsletter or other similar activity. Once a parent provides consent, we may use any information collected from a child consistent with the rest of this Privacy Policy and/or the terms of the consent provided by the parent. If a user is under 13, we will not condition his/her participation in an online activity on the disclosure of more personal information than is reasonably necessary to participate in the activity. If you would like to review any personal information that we have collected online from your child, have this personal information deleted from our active servers, and/or request that there be no further collection or use of your child’s personal information, or if you have questions about these information practices, you may contact us at hoot@insurance-owl.com, or at 14 Exeter Avenue, Fish Hoek, Cape Town 7975
INTERNATIONAL TRANSFER
We operate internationally, and many of our computer systems are currently based outside of the United States, which means Information we collect will be processed by us outside the United States. where data protection and privacy regulations may not offer the same level of protection as in other parts of the world, such as the European Union. If you use or visit our sites from inside or outside the United States, you consent to the collection and/or processing outside of the United States of Information we collect from you.
NOTIFICATION REGARDING PRIVACY POLICY UPDATES
From time to time, we may update this Privacy Policy. We will notify you about material changes to this Privacy Policy by placing a notice on our Sites. We encourage you to periodically check back and review this policy so that you always know our current privacy practices.
HOW TO CONTACT US
If you have any questions about this Privacy Policy you may contact us at hoot@insurance-owl.com.
CALIFORNIA AND CCPA PRIVACY RIGHTS AND DISCLOSURES
This California and CCPA Privacy Rights and Disclosure section was last updated July 1, 2020 and addresses legal obligations and rights laid out in the California Consumer Privacy Act (“CCPA”) and other laws that apply only to California residents. These obligations and rights apply to businesses doing business in California and to California residents and information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with California consumers or households (“California Information”). It does not apply to information that has been de-identified or aggregated as provided by CCPA.
CALIFORNIA INFORMATION WE COLLECTED AND SHARED
This section provides the information California residents need to exercise their rights over their California Information. Here is information about the California Information we have collected from and shared about consumers in the year before this section was last updated.California Information We CollectedIn the year before this section was last updated, we may have collected the following categories of California Information:• Address and other identifiers — such as name, phone number, postal address, zip code, email address, account name or number, date of birth, driver’s license number, payment card numbers, or other similar identifiers• Characteristics of protected classifications — such as race, ethnicity, or sexual orientation• Unique and other online identifiers — such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system• Commercial information — such as products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies• Internet or other electronic network activity information — such as browsing history, search history, and information regarding your interactions with our Sites, and content such as videos, ads, websites, and devices such as smart TVs, streaming media, browsers and apps• Professional information or educational Information — such as your current occupation• Biometric information• Audio, visual, or similar information — such as photos, videos, video footage (CCTV) or recordings you choose to post to our Sites or provide by granting us access to your camera while using Sites or services• Location information — such as your device’s precise location in connection with certain Sites• Inferences or audience segmentation — such as individual profiles, preferences, characteristics, and behaviors• In-Game or online viewing activities — such videos, content, and pages viewed. We may have collected or sold these categories of California Information for the following business or commercial purposes:• Performing services on behalf of the business — such as customer service, processing or fulfilling orders, providing content recommendations, and processing payments• Auditing customer transactions• Fraud and crime prevention• Debugging errors in systems• Marketing and advertising• Internal research, analytics and development — e.g., user-preference analytics• Developing, maintaining, provisioning or upgrading networks, products, services, or devices. We may have obtained California Information from a variety of sources, including:• Directly from you — such as technical and usage information when you use our Sites• Linked sites — such as Social Media Sites and third-party platforms• Our affiliates• Our joint ventures and promotional and strategic partners• Information suppliers• Distributors and other vendors• Marketing mailing lists• Other users submitting information about you — such as to invite you to participate in an offering, make recommendations, or share content• Publicly available sources. Disclosures of California Information: In the year before this section was last updated (December 2020), we have not disclosed the following categories of California Information to any third parties:• Address and other identifiers — such as name, phone number, postal address, zip code, email address, account name or number, date of birth, driver’s license number, payment card numbers, or other similar identifiers• Characteristics of protected classifications — such as race, ethnicity, or sexual orientation• Unique and other online identifiers — such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system• Commercial information — such as products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies• Internet or other electronic network activity information — such as browsing history, search history, and information regarding your interactions with our Sites, and content such as videos, ads, websites, and devices such as smart TVs, streaming media, browsers and apps• Professional information or educational Information — such as your current occupation• Biometric information• Audio, visual, or similar information — such as photos, videos, video footage (CCTV) or recordings you choose to post to our Sites or provide by granting us access to your camera while using Sites or services• Location information — such as your device’s precise location in connection with certain Sites• Inferences or audience segmentation — such as individual profiles, preferences, characteristics, and behaviors• In-Game or online viewing activities — such videos, content, and pages viewedWe may have disclosed each of these categories of California Information to the following categories of third parties:• Affiliates — These entities are associated with us through common ownership. For a list of affiliates, please visit the affiliates’ page.• Service Providers — These entities process information on our behalf for business purposes, helping us provide products or services to you• Social Media Platforms — These entities maintain networks connecting individuals and organizations — such as Facebook, LinkedIn, or Twitter• Advertising Partners — These entities help us advertise our products or services, as well as connect us with others who want to place advertisements on some of our products or services• Analytics Partners — These entities help us collect data on how our products or services are used, so that we can improve them and better understand our consumers• Promotional Partners — We partner with these entities to jointly promote our products, for example by running contests or other promotional campaigns• Government Entities — These entities include law enforcement authorities, regulatory agencies, and courts. Categories of California Information sold to third parties. The CCPA defines ‘sale’ very broadly. It includes the sharing of California Information in exchange for anything of value. According to this broad definition, in the year before this section was last updated, we may have sold the following categories of California Information to third parties:• Address and other identifiers — such as name, phone number, postal address, zip code, email address, account name or number, date of birth, driver’s license number, payment card numbers, or other similar identifiers• Characteristics of protected classifications — such as race, ethnicity, or sexual orientation• Unique and other online identifiers — such as IP address, device IDs, or other similar identifiers that relate to your device and its operating system• Commercial information — such as products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies• Internet or other electronic network activity information — such as browsing history, search history, and information regarding your interactions with our Sites, and content such as videos, ads, websites, and devices such as smart TVs, streaming media, browsers and apps• Professional information or educational Information — such as your current occupation• Biometric information• Audio, visual, or similar information — such as photos, videos, video footage (CCTV) or recordings you choose to post to our Sites or provide by granting us access to your camera while using Sites or services• Location information — such as your device’s precise location in connection with certain Sites• Inferences or audience segmentation — such as individual profiles, preferences, characteristics, and behaviors• In-Game or online viewing activities — such videos, content, and pages viewedWe may have sold each of these categories of California Information to the following categories of third parties:• Affiliates — These entities are associated with us through common ownership. For a list of affiliates, please visit the affiliates’ page.• Social Media Platforms — These entities maintain networks connecting individuals and organizations — such as Facebook, LinkedIn, or Twitter• Advertising Partners — These entities help us advertise our products or services, as well as connect us with others who want to place advertisements on some of our products or services• Analytics Partners — These entities help us collect data on how our products or services are used, so that we can improve them and better understand our consumers• Promotional Partners — We partner with these entities to jointly promote our products, for example by running contests or other promotional campaigns
YOUR CALIFORNIA PRIVACY RIGHTS TO REQUEST DISCLOSURE OF INFORMATION WE COLLECT AND SHARE ABOUT YOU
If you are a California resident, California Civil Code Section 1798.83 permits you to request information about our practices related to the disclosure of your personal information by certain members of the WarnerMedia family of companies to certain third parties for their direct marketing purposes. You may be able to opt out of our sharing of your personal information with unaffiliated third parties for the third parties’ direct marketing purposes in certain circumstances. Please send your request (along with your full name, email address, postal address, and the subject line labeled “Your California Privacy Rights”) by email at hoot@insurance-owl.com. In addition, if you are a California resident, the CCPA grants you the right to request certain information about our practices with respect to California Information. In particular, you can request the following:• The categories and specific pieces of your California Information that we’ve collected• The categories of sources from which we collected California Information• The business or commercial purposes for which we collected or sold California Information• The categories of third parties with which we shared California Information. You can submit a request to us for the following additional information:• The categories of third parties to whom we’ve sold California Information, and the category or categories of California Information sold to each• The categories of third parties to whom we’ve disclosed California Information, and the category or categories of California Information disclosed to each
YOUR RIGHT TO REQUEST THE DELETION OF CALIFORNIA INFORMATION
Upon your request, we will delete the California Information we have collected about you, except for situations when that information is necessary for us to: provide you with a product or service that you requested; perform a contract we entered into with you; maintain the functionality or security of our systems; comply with or exercise rights provided by the law; or use the information internally in ways that are compatible with the context in which you provided the information to us, or that are reasonably aligned with your expectations based on your relationship with us.
YOUR RIGHT TO ASK US NOT TO SELL YOUR CALIFORNIA INFORMATION
You can always tell us not to sell your California Information by opting out via email at mike@savagecreative.africa
HOW TO EXERCISE YOUR CALIFORNIA RIGHTS
You may exercise your rights to request access to your California Information, deletion of your California Information, or to request we not sell your California Information by opting out via email at mike@savagecreative.africa. These requests are generally free. When you submit a request, we will usually ask you to provide an email address which we will contact to confirm the request was not fraudulently submitted.In addition, for access and deletion requests, we will use a third-party verification service to confirm that you are who you say you are. Our verification service does this by matching information you provide against information held about you in its records, or, if necessary, by allowing you to submit documents proving your identity.If you are the parent of a child under 13 years of age, you may also submit a request on behalf of your child. In that event, we will ask you to provide your child’s email address, to verify your identity, and to submit a signed form authorizing us to proceed with the request regarding your child’s California Information.You may also designate an authorized agent to submit a request on your behalf. To do so, we will require either (1) a valid power of attorney, or (2) signed written permission from you. In the event your authorized agent is relying on signed written permission, we may also need to verify your identity and/or contact you directly to confirm permission to proceed with the request.Your authorized agent can make a request via email at mike@savagecreative.africa.
OUR SUPPORT FOR THE EXERCISE YOUR DATA RIGHTS
You have the right not to receive discriminatory treatment if you exercise any of the rights explained in this section of the Privacy Policy. We are committed to providing you control over your California Information, we will not disadvantage you if you choose to exercise your rights.
CALIFORNIA CONSUMERS UNDER 16 YEARS OLD
CCPA has specific rules regarding the use of California Information from consumers under 16 years of age. In particular, consistent with the CCPA, if we knowingly collect the California Information of a consumer under the age of 16, we will not sell the information unless we receive affirmative permission to do so. If the consumer is between the ages of 13 and 16 years of age, the consumer may provide that permission; if the consumer is under the age of 13, the consumer’s parent or guardian must provide the permission. As of the Effective Date of this Privacy Policy, we do not have actual knowledge that we sell California Information of consumers under 16 years of age.If you would like further information on how we handle California Information from consumers under the age of 16 years of age, or if you have questions about these information practices, you may contact us via email at mike@savagecreative.africa.
CALIFORNIA CONSUMERS UNDER 18 YEARS OLD
California consumers who are registered users of the Sites and under 18 years of age may request removal of content or information they posted on the Sites. We will remove such content or information when we are required to do so by law. To request removal of content or information you posted on the Sites, you may contact us via email at mike@savagecreative.africa. However, even if we remove the content or information that you posted, we cannot completely prevent further use or disclosure of that content or information by others once you have shared it in a publicly available forum.
Should you wish to contact us for any reason listed above or otherwise you may do so by emailing mike@savagecreative.africa. or send mail to:
14 Exeter Avenue, Fish Hoek, Cape Town, South Africa 7975